> For the complete documentation index, see [llms.txt](https://whitepaper.nicegram.app/home/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://whitepaper.nicegram.app/home/web3-features-and-use-cases/in-chat-crypto-payments.md).

# In-Chat Crypto Payments

Nicegram redefines peer-to-peer transactions by embedding **crypto payments directly into chat**.\
Users can send or request funds during conversations, manage escrow-based transfers, or pay for digital services instantly — all without external wallets or third-party apps.

This feature supports both personal use and community applications, such as membership payments, tipping, or participation in tokenized activities.\
Every transaction remains secure, transparent, and verifiable on-chain — aligning financial interaction with the social flow of communication.


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